RZR Insurance
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FAQ
Do you write insurance for Polaris Rzr?
Yes we insure all years and submodels!
How much is insurance for a side by side?
It depends on your state, your driving record, your credit, and your location. There are many other factors like value of the side by side also.
Do you need to insure a side by side?
If you have a loan yes. If you drive it on the road yes. If you worry about theft, lightning, flood, windstorm, hail, and fire yes. If you don’t worry about risks for yourself worry about injuring others in an accident. Rzr insurance covers bodily injury and property damage.
What is the average cost of utv insurance?
It ranges from $25-100+ a month.
How do you find the best rzr insurance?
Speak with an agent that knows your rzr and enjoys riding with you!
Top Ten Rzr Accessories From An Insurance Agent
Aftermarket Roll Cage
-keeps you way safer than the factory unit.
Seat Belts
-way comfier and way more secure than the factory minimum seat belts.
Window Nets
-keep your arms in the vehicle in the event of a roll over. Have you met a person with one arm? It’s the first thing they say.
Window Nets
-keep your arms in the vehicle in the event of a roll over. Have you met a person with one arm? It’s the first thing they say.
Intrusion Bars
-keep other people out of your cabin. Make sure that they don’t hurt you. Sometimes included in roll cage
Windshield
-keep your face safe! From bugs, rocks, trees, flying objects, sand, etc.
Tow Strap
- if you don’t have this don’t hit the trail. Include d rings and tree straps to round out your recovery kit.
Tools
-same as above. Take everything you need with you. D rings
Spare Belt
- this is a requirement. Also know how to replace it.
Spare Tire
- Carry one of these all the time. You never know when you’ll need it.
Friends
- Never leave home without friends! They can help you fix your issue or tow you home.
My Story
My name is Josh Cotner and I used to work in construction. I fell through a roof in 2005 and had a nightmare workers compensation claim. I needed to support my family and I learned a lot about liability and insurance during my recovery time. I had to fight the workers compensation company to get the results I was entitled to.
After my injury I learned a lot about insurance and the law and I started selling insurance with a National Contractors Insurance Company, RRG which was started by ABC Supply.
